no4jl Casino – Privacy Policy

1. Introduction and Scope

This Privacy Policy ("Policy") describes how no4jl Casino ("no4jl," "we," "us," "our") collects, processes, stores, and discloses personal information obtained from individuals ("Data Subjects," "you," "your") who register accounts, access the Platform, or otherwise interact with no4jl Casino at https://no4jl.vip and its related services.

No4jl is committed to protecting the privacy and personal data of its users in accordance with Republic Act No. 10173 — the Data Privacy Act of 2012 (DPA), its Implementing Rules and Regulations (IRR), and the issuances of the National Privacy Commission (NPC) of the Philippines. This Policy also reflects no4jl's obligations under PAGCOR regulations as a licensed Philippine gaming operator.

By registering a no4jl account or using the Platform, you acknowledge that you have read and understood this Privacy Policy and consent to the processing of your personal information as described herein. If you do not agree, you must not use the no4jl Platform.

2. Data Controller

No4jl Casino acts as the Personal Information Controller (PIC) in respect of personal data collected through the Platform, as defined under Section 3(h) of the Data Privacy Act of 2012. No4jl determines the purposes for which and the manner in which personal data is processed.

No4jl has designated a Data Protection Officer (DPO) responsible for overseeing compliance with the DPA and this Policy. Contact details for the DPO are set out in Section 14 of this Policy. Inquiries and complaints regarding no4jl's data processing activities may be directed to the DPO in the first instance.

3. Information We Collect

3.1 Information You Provide Directly

When you register an account with no4jl, complete our KYC verification process, or contact our support team, we collect the following categories of personal information:

• Identity Data: Full legal name, date of birth, nationality, gender
• Contact Data: Philippine mobile number, email address, residential address (including barangay, city/municipality, province)
• Identity Documents: Scanned copies or photographs of government-issued IDs (e.g., Philippine Passport, SSS UMID, PhilSys National ID, LTO Driver's License, PRC ID, COMELEC Voter's ID)
• Financial Data: GCash account details, Maya account details, bank account information (BPI, BDO, Metrobank, UnionBank), transaction history on the Platform
• Account Credentials: Username and encrypted password (passwords are stored using industry-standard hashing; no4jl does not store plaintext passwords)
• Communications: Records of your interactions with no4jl's customer support team, including live chat transcripts and support ticket records

3.2 Information Collected Automatically

When you access and use the no4jl Platform, we automatically collect certain technical and usage data, including:

• IP address and approximate geographic location derived therefrom
• Device type, operating system, and browser type and version
• Session duration, pages visited, and game activity logs
• Deposit and withdrawal transaction metadata
• Referral source and entry URL
• Cookie and similar tracking technology data (see Section 10)

3.3 Sensitive Personal Information

No4jl may collect sensitive personal information as defined under Section 3(l) of the DPA, specifically identity document data (including government ID numbers) required for KYC compliance. Such data is processed solely for identity verification and regulatory compliance purposes and is subject to heightened security controls as described in Section 8 of this Policy.

4. How We Use Your Information

No4jl processes your personal information for the following purposes:

• Account creation and management: Registering your account, authenticating your identity at login, and maintaining your account profile
• KYC and regulatory compliance: Verifying your identity and age (21+) in accordance with PAGCOR requirements and Republic Act No. 9160 (Anti-Money Laundering Act) as amended by Republic Act No. 10927
• Payment processing: Processing deposits and withdrawals through GCash, Maya, and Philippine banking partners; detecting and preventing fraudulent transactions
• Gaming services: Providing access to games, recording game results, calculating and crediting winnings, and managing bonus and promotional credits
• Customer support: Responding to your inquiries, resolving disputes, and providing technical assistance through no4jl's 24/7 support team
• Security and fraud prevention: Monitoring login activity, detecting account compromise or suspicious behaviour, and enforcing no4jl's Terms and Conditions
• Responsible gaming: Monitoring gaming patterns to identify potential problem gambling behaviour and implementing responsible gaming tools in compliance with PAGCOR requirements
• Marketing communications: Sending promotional offers, bonus notifications, and platform updates to players who have opted in to such communications (you may opt out at any time through your account settings)
• Legal compliance and reporting: Complying with obligations under Philippine law, PAGCOR directives, and Anti-Money Laundering Council (AMLC) reporting requirements

5. Legal Bases for Processing

No4jl processes personal data on the following legal bases under the Data Privacy Act of 2012:

• Consent (Section 12(a) DPA): Where you have provided express consent, including consent to marketing communications
• Contract performance (Section 12(b) DPA): Where processing is necessary to perform the contract between you and no4jl (i.e., providing gaming services, processing payments)
• Legal obligation (Section 12(c) DPA): Where processing is required to comply with legal or regulatory obligations, including PAGCOR licensing conditions, AMLA/KYC obligations, and NPC directives
• Legitimate interests (Section 12(f) DPA): Where processing is necessary for no4jl's legitimate interests, such as fraud prevention, security monitoring, and platform improvement, provided such interests are not overridden by your rights and freedoms

6. Disclosure to Third Parties

No4jl does not sell, rent, or trade your personal information to third parties for commercial purposes. We disclose your personal data only in the following circumstances:

• Payment processors and e-wallet providers: GCash (G-Xchange, Inc.), Maya (Voyager Innovations), and Philippine banking institutions, solely for the purpose of processing your transactions
• Game technology providers: Certified game studios (including JILI Technology and Pragmatic Play) receive limited technical session data necessary to deliver games to your device; no financial data is shared with game providers
• KYC and identity verification services: Accredited third-party identity verification providers used to authenticate documents submitted during the KYC process
• Regulatory authorities: PAGCOR, the Anti-Money Laundering Council (AMLC), the National Privacy Commission (NPC), and other competent Philippine government agencies, where disclosure is required by law, regulation, court order, or subpoena
• Professional advisers: Legal counsel, auditors, and compliance consultants bound by confidentiality obligations, where necessary for no4jl's regulatory and legal compliance

7. Data Retention

No4jl retains personal data for as long as necessary to fulfil the purposes for which it was collected, subject to the following minimum retention periods:

• Account and transaction records: Minimum of five (5) years from the date of the last transaction, in compliance with PAGCOR record-keeping requirements and Republic Act No. 9160 (AMLA)
• KYC documents: Minimum of five (5) years from account closure or the last transaction, whichever is later
• Customer support records: Two (2) years from the date of the support interaction, unless a related dispute remains unresolved
• Marketing data (opted-in players): Until you withdraw consent or for one (1) year after account inactivity, whichever is earlier

Upon expiry of the applicable retention period, no4jl will securely delete or anonymize your personal data in accordance with NPC guidelines, unless further retention is required by law or ongoing legal proceedings.

8. Data Security

No4jl implements organizational and technical security measures designed to protect your personal information against unauthorized access, disclosure, alteration, and destruction. These measures include:

• Transport Layer Security (TLS 1.3) encrypting all data in transit between your device and no4jl's servers
• AES-256 encryption for sensitive personal data stored at rest, including identity documents and financial data
• Industry-standard bcrypt hashing of account passwords; plaintext passwords are never stored
• Role-based access controls restricting internal access to personal data to personnel with a legitimate operational need
• Regular security audits and penetration testing by accredited third-party security firms
• Automated anomaly detection systems monitoring for unauthorized access attempts and data exfiltration
• Physical security controls at data processing facilities

In the event of a personal data breach that is likely to result in harm to Data Subjects, no4jl will notify the National Privacy Commission and affected individuals within seventy-two (72) hours of becoming aware of the breach, in accordance with NPC Circular No. 16-03 and subsequent NPC issuances.

9. Your Rights Under the Data Privacy Act

As a Data Subject under the Data Privacy Act of 2012, you have the following rights in respect of your personal information held by no4jl:

• Right to be informed: You have the right to be informed of how your personal data is being processed, as provided in this Policy
• Right of access: You may request a copy of the personal data no4jl holds about you, including information on how it has been processed
• Right to rectification: You may request correction of inaccurate or incomplete personal data in your no4jl account
• Right to erasure: You may request deletion of your personal data where it is no longer necessary for the purpose for which it was collected, subject to no4jl's legal retention obligations
• Right to object: You may object to the processing of your personal data for direct marketing purposes at any time; you may also object to processing based on legitimate interests
• Right to data portability: You may request your personal data in a structured, commonly used, machine-readable format where technically feasible
• Right to lodge a complaint: You have the right to lodge a complaint with the National Privacy Commission (NPC) at privacy.gov.ph if you believe no4jl has violated your data privacy rights

To exercise any of the above rights, please contact no4jl's Data Protection Officer at the contact details in Section 14. No4jl will respond to verified requests within fifteen (15) business days, as required under NPC guidelines.

10. Cookies and Tracking Technologies

No4jl uses cookies and similar tracking technologies on the Platform to enable core functionality, improve user experience, and support security operations. The categories of cookies used are:

• Strictly necessary cookies: Required for session management, authentication, and platform security. These cannot be disabled without impairing basic Platform functionality.
• Functional cookies: Remember your preferences (e.g., language settings, preferred game categories) to personalize your experience.
• Analytics cookies: Collect anonymized or aggregated usage data to help no4jl understand how players interact with the Platform and identify areas for improvement. No personally identifiable information is shared with analytics providers.

You may manage cookie preferences through your browser settings. Disabling strictly necessary cookies will affect your ability to use the no4jl Platform. No4jl does not use third-party advertising or cross-site tracking cookies.

11. Children and Minors

12. Cross-Border Data Transfers

No4jl's primary data processing infrastructure is located within the Republic of the Philippines. Where personal data is transferred to service providers or technology partners located outside the Philippines — for example, cloud infrastructure providers or game platform technology vendors — no4jl ensures that such transfers are subject to contractual safeguards consistent with Section 21 of the DPA and NPC guidelines on cross-border data flows. No4jl will not transfer your personal data to jurisdictions that do not provide an adequate level of data protection without implementing appropriate safeguards.

13. Changes to This Privacy Policy

No4jl reserves the right to update or amend this Privacy Policy at any time. Material changes — including changes that expand the categories of data collected, the purposes for which data is processed, or the categories of third parties to whom data is disclosed — will be communicated to registered players via their registered mobile number or email address prior to taking effect. The revised Policy will be published on this page with an updated "Last Updated" date. Your continued use of the no4jl Platform following notification of a material change constitutes acceptance of the amended Policy.

14. Contact and Data Protection Officer

For questions, concerns, or requests relating to this Privacy Policy or no4jl's processing of your personal data, please contact no4jl's Data Protection Officer:

• Data Protection Officer (DPO): no4jl Casino Privacy Office
• Email: [email protected] (Subject: "DPO / Data Privacy Request")
• Live Chat: 24/7 through the no4jl Casino Platform (after login)
• Response Time: Within 15 business days (PHT, GMT+8)

You may also escalate unresolved privacy complaints to the National Privacy Commission of the Philippines through the NPC's official complaint mechanism.